Financial Conduct Authority
FCA clarifies 'fair value' and its impact on consumer savings and insurance
The Financial Conduct Authority (FCA) explains its 'fair value' principle, focusing on whether customers pay reasonable prices for products relative to benefits.
Focus
Premium finance costs drop, saving consumers £157 million yearly
Consumers are saving around £157 million annually as the cost of premium finance has fallen by an average of 4.1 percentage points since 2022.
FCA and PSR drive UK's National Payments Vision through collaboration
David Geale of the Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) outlined the regulators' role in delivering the UK's National Payments Vision.
Latest
FCA launches long-term review into AI's future in retail finance
The Financial Conduct Authority has launched a long-term review into the impact of artificial intelligence on retail financial services.
FCA invites applications for second AI Live Testing cohort
The Financial Conduct Authority (FCA) has opened applications for the second cohort of its AI Live Testing program.
FCA launches Firm Checker tool with stunt to combat investment scams
The Financial Conduct Authority (FCA) launched its new Firm Checker tool today with a playful stunt at London Waterloo station.
More Topics
FCA seeks industry input to close insurance protection gap
The Financial Conduct Authority has called on the insurance industry to help more consumers access vital protection products.
FCA warns consumers on high-risk securities under new regime
The Financial Conduct Authority (FCA) urges consumers to remain cautious about high-risk securities like mini-bonds and loan notes.
FCA proposes new conduct and safeguarding rules for crypto firms
The Financial Conduct Authority (FCA) has launched a consultation on new rules for cryptoasset firms, covering consumer duty, conduct standards, redress, and safeguarding.
FCA accelerates firm authorisations while maintaining high standards
FCA Executive Director Sheree Howard affirmed the regulator is open for business and actively welcoming applications to the UK market.
FCA, PSR clarify open banking fee model enforcement
The Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) have issued a joint statement clarifying their enforcement position on a new open banking pricing model.
FCA opens applications for second cohort of AI Live Testing
The Financial Conduct Authority (FCA) has opened applications for the second cohort of its AI Live Testing service.