Bank for International Settlements
BISPaper
Monetary policy, DTI, race: Key factors in mortgage denial
A Federal Reserve Bank of St. Louis working paper analyzes 30 million mortgage applications from 2018–2024, identifying monetary policy, debt-to-income ratios, and racial disparities as key determinants of mortgage denial.
Focus
BISPaper
New index identifies inflation shock momentum, forecasts PCE
Federal Reserve Bank of San Francisco economists developed a new 'Inflation Shock Momentum' (ISM) index.
BISPaper
Module design, prior knowledge predict K-12 online dropout
A Federal Reserve Bank of St. Louis study identifies module length, prior knowledge, and embedded assessments as key predictors of student dropout in online K-12 education.
Latest
BISSpeech
Tabaković: Recessions disillusion more than wars, act on demographics
Dr Jorgovanka Tabaković, Governor of the National Bank of Serbia, emphasized that demographic changes require strategic policy responses to avoid economic repercussions.
BISSpeech
Balz on cash, digital euro as pillars of payment resilience
Burkhard Balz of the Deutsche Bundesbank discussed the complementary roles of cash and the digital euro in ensuring payment system resilience.
BISSpeech
Patsalides: Digital Euro needs trust, balance, implementation
Christodoulos Patsalides, Governor of the Central Bank of Cyprus, outlined the strategic importance of the digital euro, emphasizing the need for trust, balance, and effective implementation.
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BISSpeech
Czech National Bank tests Bitcoin in foreign exchange portfolio
Aleš Michl, Governor of the Czech National Bank, discussed the institution's conservative monetary policy and its innovative approach to foreign exchange reserves, including a test portfolio with Bitcoin.
BISSpeech
ECB holds rates, sees intensified inflation and growth risks
The European Central Bank's Governing Council decided to keep its three key interest rates unchanged.
BISSpeech
Stournaras urges deeper EU integration for future resilience
Yannis Stournaras, Governor of the Bank of Greece, addressed the Economic and Financial Committee (EFC) meeting in Athens on April 27, 2026.
BISSpeech
War-related supply shocks complicate monetary policy
Erik Thedéen, Governor of the Riksbank, discussed the complex challenges for monetary policy posed by war-related supply shocks.
BISSpeech
Central bank independence safeguards democracy, says Papaconstantinou
Christina Papaconstantinou, Deputy Governor of the Bank of Greece, emphasized central bank independence as a safeguard for democracy.
BISData
Global cross-border bank credit expands 11%, highest since 2008
Global cross-border bank credit expanded by 11 percent year-on-year in 2025, reaching its highest annual growth rate since Q1 2008.