Bank of England
Household debt and asset prices drive consumption response to rate cuts
Bank of England researchers estimate a 1 percentage point mortgage rate cut increases consumption by 3 percent over six months.
Focus
UK bank capital rules: Modest short-run costs, long-run stability
A Bank of England working paper finds that higher bank capital requirements in the UK entail negligible long-run costs, despite modest short-run macroeconomic effects.
Model examines monetary singleness amid digital money innovation
A new Bank of England working paper introduces an analytical framework to study the concept of monetary singleness in the context of rapid digital payment innovation.
Latest
Braddick to lead UK banking supervision at Bank of England
Katharine Braddick CB has been appointed as the next Deputy Governor for Prudential Regulation at the Bank of England and Chief Executive of the Prudential Regulation Authority (PRA).
Bank of England Court reviews RTGS renewal, monetary policy, and future payments
The Bank of England's Court of Directors reviewed the successful RTGS Renewal Programme and approved the Monetary Policy Transformation Programme.
Bank of England minutes reveal internal governance and project details
The Bank of England has released previously redacted minutes from its Court meetings in 2023.
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Updates to UK Solvency II own funds classification framework
The Bank of England has issued guidelines on the classification of own-fund items under UK Solvency II. The document provides guidance on applying lists of own-fund items and features determining their tier classification, including procedures for supervisory approval.
CHAPS settlement starts at 01:30 with early morning extension
The Bank of England has decided to extend CHAPS settlement hours, moving the start of settlement from 06:00 to 01:30. This early morning extension (EME) is planned for September 2027 and aims to align UK settlement with international markets.
New PRA rules permit credit union investments in ancillary service entities
The Prudential Regulation Authority (PRA) has published an instrument allowing credit unions to invest in entities providing ancillary services.
BoE roundtables reveal AI adoption challenges for financial firms
The Bank of England hosted three roundtables in late 2025 with regulated firms to understand constraints in AI adoption.
Euro area inflation surge driven by persistent domestic supply and transitory demand shocks
A Bank of England working paper reveals that domestic supply shocks drove persistent euro area inflation to 3 percent by 2022.
Carbon tax boosts productivity but green tech key for long-term gains
A Bank of England working paper finds that a carbon tax, designed to encourage the move to net zero, increases productivity in the UK by reducing total hours worked more than GDP.