European Banking Authority
Cyber oversight and simpler rules lead 2027 supervisory agenda
On October 13, 2026, the European Banking Authority, European Insurance and Occupational Pensions Authority and European Securities and Markets Authority set their joint 2027 priorities.
Focus
Reporting framework 4.4 adds IFRS 18 and updates ESG disclosures
On October 12, 2026, the European Banking Authority (EBA) released the final phase-one technical package for reporting framework 4.4. It covers IFRS 18, Pillar 3 disclosures and technical corrections; the EBA plans phase two for early 2027.
Cross-CSD cash settlement faces expanded risk controls
Banking central securities depositories would extend risk controls to participants of other depositories under European Banking Authority (EBA) draft amendments published on October 12, 2026.
Latest
Bank capital holds at 15.1 percent despite higher output floor
European Union banks maintain an average Common Equity Tier 1 ratio of 15.1 percent under the fully loaded CRR3 framework, the European Banking Authority reported on October 9, 2026.
Work programme sets 251 deliverables and cuts stress test data
A total of 251 deliverables and a €70.3 million budget define the 2027 Work Programme released by the European Banking Authority.
Bank RoE rises to 11.3 percent as capital headroom holds at 430bp
European Union banks maintained strong capital and liquidity buffers while raising return on equity to 11.3 percent in the second quarter of 2026, according to the European Banking Authority's Risk Dashboard published on September 25.
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Revised standards streamline joint decisions on bank capital
Cross-border banking groups face revised rules for joint supervisory decisions under draft standards published by the European Banking Authority.
Global stablecoin risks and DeFi lending demand tighter MiCA rules
The European Banking Authority submitted its response to the European Commission's consultation on the MiCA review on September 24, 2026.
Non-EU tech reliance and private credit raise EU financial risks
The European Supervisory Authorities have flagged vulnerabilities from third-country dependencies, rapid AI developments, and private credit exposures.
Non-ICT third-party risk rules set tighter oversight for EU banks
On September 18, 2026, the European Banking Authority (EBA) issued final guidelines on managing third-party risk for non-ICT service providers.
Parliament confirms Thomas Gstädtner as EBA Executive Director
The European Parliament has confirmed Thomas Gstädtner as Executive Director of the European Banking Authority following a plenary vote.
Quarterly update deactivates flawed bank reporting rules
National competent authorities must stop validating bank submissions against deactivated checks following the European Banking Authority's quarterly reporting update on September 14, 2026.