Federal Reserve
Fed approves Columbia Bank conversion, Northfield acquisition
The Federal Reserve Board has approved applications for Columbia Bank MHC to convert from mutual to stock form.
Focus
Cook: Tokenization offers benefits, poses financial stability risks
Federal Reserve Governor Lisa D. Cook discussed the implications of tokenization for the financial system at a conference in Dakar, Senegal.
Bowman urges coordinated approach to consumer fraud protection
Federal Reserve Vice Chair Michelle W. Bowman emphasized the critical need for a coordinated approach to consumer fraud protection.
Latest
CRE loan extensions address temporary strains, not evergreening
A Federal Reserve paper finds that commercial real estate (CRE) loan extensions predominantly address temporary payment frictions, not 'extend-and-pretend' behavior.
Bowman: AI requires adaptable supervision, global coordination
Federal Reserve Vice Chair for Supervision Michelle W. Bowman discussed the rapid evolution of artificial intelligence in the financial system.
Fed study quantifies financial exclusion of justice-involved
A Federal Reserve study reveals significant financial exclusion and worse outcomes for justice-involved individuals, including lower credit scores and reduced credit access.
More Topics
Agencies publish host state loan-to-deposit ratios
The Federal Reserve, FDIC, and OCC have published host state loan-to-deposit ratios.
Fed's stock market impact: Magnitudes, channels, shocks
A new Federal Reserve paper surveys and extends research on the central bank's effect on the stock market.
Lower-priced homes saw higher expected gains in 2000s housing boom
A Federal Reserve Board paper finds that lower-priced houses had higher expected capital gains during the U.S. housing boom of the 2000s.
Search frictions reduce optimal tariffs and welfare gains
A Federal Reserve International Finance Discussion Paper studies the interaction of tariffs with goods-market search frictions.
Agencies lower community bank leverage ratio to 8 percent
The Office of the Comptroller of the Currency, the Federal Reserve, and the Federal Deposit Insurance Corporation have finalized a rule lowering the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent.
Waller urges efficiency in Fed's decentralized operations
Federal Reserve Governor Christopher J. Waller called for continuous modernization of the Fed's operational structure.