Bundesbank reports growth in household and corporate financial assets
Private households and non-financial corporations in Germany continued to increase their financial assets in the third quarter of 2025. According to the latest Bundesbank data, household financial assets rose by €164.5 billion, while corporate assets grew by €81.0 billion.
Households build financial wealth
German private households expanded their financial assets to €9,388.7 billion in the third quarter of 2025.
New financial asset formation amounted to €78.2 billion.
Cash and deposits attracted €31.0 billion, while investment fund shares saw inflows of €21.5 billion.
Concurrently, household borrowing increased by €16.2 billion.
The debt ratio for private households remained stable at 49.0 percent.
Non-financial firms' asset growth
Non-financial corporations also recorded an increase in their financial assets, reaching €9,013.1 billion by the end of Q3 2025.
Financial asset formation for these entities totaled €28.5 billion.
Cash and deposits were a significant component, with an inflow of €38.5 billion.
Meanwhile, new loans taken out by non-financial corporations increased by €27.6 billion.
The sector's debt ratio remained largely unchanged at 68.1 percent.