BDIPaper
Excess savings alter business cycle, dampen monetary policy
A Banca d'Italia Occasional Paper reveals that the stock of excess savings significantly alters the propagation of macroeconomic shocks.
AI Paper Curation
BISPaper
LCR buffers enable banks to maintain credit during stress
A Federal Reserve working paper shows that banks with higher regulatory liquidity buffers provided significantly more credit during the March 2020 COVID-19 stress.
BOJPaper
Asian central bank forums step up cooperation on regional risks
A Bank of Japan review published in July 2026 examines the evolving role of regional frameworks EMEAP and ASEAN+3. The paper highlights their growing importance in addressing geoeconomic fragmentation, supply chain shifts, and emerging financial stability risks.
BDIPaper
Inheritance expectations drive Italian household spending, debt
A Banca d'Italia (BDI) working paper finds that Italian households expecting an inheritance consume more, save less, and take on more consumer debt.
BDIPaper
Italian MPCs declined post-Covid, employment shifts weigh on aggregate
A Banca d'Italia paper finds Italy's marginal propensity to consume (MPC) declined in the post-Covid recovery, driven by employment growth concentrated in low-MPC households.
BDIPaper
BDIPaper
Population ageing impacts EU portfolio choices, Italian risk exposure
A Banca d'Italia Occasional Paper investigates population ageing's impact on household portfolio choices in Italy, France, Germany, and Spain.
BDIPaper
Demographic shifts reshape Italian household spending
A Banca d'Italia paper reveals that demographic changes significantly impacted Italian household consumption between 1997 and 2023.
BDIPaper
China's EV dominance fragments global auto markets post-pandemic
A Banca d'Italia paper analyzes the global automotive sector's post-pandemic transformation, revealing China's dominance in electric vehicles and increasing market fragmentation.
BDIPaper
Judicial inefficiency delays bankruptcy, fosters zombie firms
A Banca d'Italia Occasional Paper finds that judicial inefficiency significantly reduces the likelihood and timing of bankruptcy filings.
BISPaper
Stablecoins mirror dollarisation and challenge monetary control
Stablecoins offer a new channel for US dollar access in emerging market and developing economies (EMDEs), mirroring traditional deposit dollarisation.
BDEPaper
Complaints drop 45 percent, BDE updates banking practice criteria
The Banco de España's 2025 Complaints and Enquiries Report reveals a 45 percent reduction in complaints compared to 2024.