Banco de España
Escrivá: Productivity, financing key for Spain's growth
Banco de España Governor José Luis Escrivá presented Chapter 3 of the Annual Report 2025 on July 9, 2026.
Focus
Banco de España reintroduces financial statistics
The Banco de España has reintroduced previously discontinued statistics on financial corporations.
Household, corporate debt at historical lows in Q1 2026
The Bank of Spain reported that household and corporate debt reached historical lows in the first quarter of 2026.
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Fixed-rate loans amplify monetary policy impact on bank lending
A Banco de España working paper finds that heterogeneity in banks' interest-rate risk exposure significantly shapes monetary policy transmission.
Banco de España strengthens LatAm ties with new forum
The Banco de España has launched the LatAm Economic Forum, a new strategic initiative to deepen its engagement with Latin American economies and central banks.
eInvoicing reshapes credit markets with uneven borrower effects
A new Banco de España working paper documents how electronic invoicing (eInvoicing) reshapes credit markets, leading to credit reallocation and changes in lending costs.
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Spanish banks post record solvency, profitability and asset quality
Credit institutions operating in Spain reached new highs in solvency, profitability, and asset quality at the start of 2026.
Macro-financial risks ease, cyber threats rise, ESRB warns
The European Systemic Risk Board's General Board assessed macro-financial risks as having abated, but highlighted severe systemic cyber risk.
Santander conference fosters research-policy dialogue in Spain
The Banco de España, CEMFI, and UIMP annually organize the Santander conference to foster dialogue between economic research and policymaking in Spain.
BDE Governor discusses Spanish economy and housing
The Banco de España Governor delivered a speech at the Banco de España-CEMFI-UIMP Conference on the Spanish Economy on July 2, 2026.
Spain's central bank launches university financial education program
The Banco de España has launched its first financial education program for university students at the University of Castilla-La Mancha.
LLM performance in audit supervision: Retriever vs. Reasoner
A Banco de España Occasional Paper evaluates Retrieval-Augmented Generation (RAG) pipelines for external audit supervision.