Bank of England
BOENews
Securities lending market targets October 2027 for T+1 transition
Market participants remain on track for an October 2027 transition to T+1 settlement despite persistent funding and collateral complexities.
Focus
BOEData
Public inflation expectations fall to 3.2 percent for year ahead
The Bank of England's August 2026 survey shows median public inflation expectations for the year ahead fell to 3.2 percent from 4.0 percent in May.
BOEPaper
Cash-flow borrowing shields corporate R&D from rate hikes
A 25-basis-point rate hike lowers long-term output by 0.12 percent because firms without cash-flow credit cut research outlays, according to a Bank of England working paper.
Latest
BOEPaper
Output floor curbs mortgage lending and stabilises bank assets
The Basel III 72.5 percent output floor reduces risk-weighted asset volatility by 20 percent and mitigates credit-to-GDP swings in the UK.
BOESpeech
Bailey defends central bank independence against populist criticism
Bank of England Governor Andrew Bailey defended central bank independence at an LSE conference on September 4, 2026.
BOESpeech
Pill urges Bank Rate rise to 4.0 percent to counter inflation risks
Bank of England Chief Economist Huw Pill advocated raising Bank Rate to 4.0 percent from 3.75 percent in a speech on September 3, 2026.
More Topics
BOEDecoder
Harness design dictates frontier AI success in cyber defence
The Bank of England published findings from its Frontier AI Information Sharing Forum on September 2, 2026, highlighting that effective AI cyber defence depends on the architecture of surrounding harnesses rather than raw model capabilities alone.
BOEPaper
Optimal reserve supply caps at 15 percent of bank assets
A Bank of England working paper by William Pagel finds that the optimal long-run central bank balance sheet supplies reserves up to demand satiation at roughly 15 percent of banking assets.
BOEPaper
Rate shock pushes UK borrowers toward costly two-year mortgages
Following the September 2022 mini-budget rate shock, UK households shifted toward more expensive two-year fixed mortgages over five-year deals, a Bank of England study finds.
BOEPaper
Small firms raise prices while large firms absorb energy shocks
A Bank of England study finds that energy-intensive UK firms coped with the 2021–2023 price shock by raising prices, building cash reserves, and expanding homeworking.
BOENews
November 2026 RTGS standards release deferred in full
A planned upgrade to the UK Real-Time Gross Settlement system and CHAPS messaging has been deferred in its entirety from November 2026.
BOEPaper
Capital gains tax cuts raised US equity volatility 35 percent
A Bank of England working paper finds that US capital gains tax cuts since the 1970s increased stock price-dividend volatility by 35 percent.