De Nederlandsche Bank
58 percent of Dutch households hold recommended emergency cash
A survey of 5,672 Dutch consumers shows that 58 percent maintain the recommended emergency cash buffer of €70 per adult for a 72-hour payment outage.
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Ter Weel details Eurosystem rollout of Pontes DLT bridge
De Nederlandsche Bank official Bas ter Weel announced that the Eurosystem will launch its Pontes bridge with four DLT operators to enable central bank money settlement for tokenised transactions.
Financial and geopolitical uncertainty weaken policy rate impact
Heightened economic uncertainty dampens the transmission of monetary policy to growth and inflation in the euro area, according to a De Nederlandsche Bank analysis published on September 14, 2026.
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Rate increases slow output by 0.39 points only during calm periods
A 25-basis-point monetary policy tightening reduces euro area output growth by 0.39 percentage points during calm periods but has statistically insignificant effects during high uncertainty, according to research by De Nederlandsche Bank covering data from 2003 to 2025.
Dutch household trust in financial sector rises to 57 percent
Trust in financial institutions among Dutch households rose to 57 percent in 2026 from 52 percent in 2025, according to a survey of 2,100 households by De Nederlandsche Bank published on September 8, 2026.
Dutch smaller banks maintain 21.9 percent CET1 in stress test
Dutch less significant institutions retain an aggregate CET1 ratio of 21.9 percent under a severe three-year macroeconomic stress scenario, De Nederlandsche Bank reported.
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Domestic scale cuts European bank credit spreads by 30 percent
European banks with assets exceeding 50 percent of domestic GDP pay 30 percent lower credit default swap spreads, while global systemic designation provides no funding advantage, according to a De Nederlandsche Bank study of 32 institutions from 2008 to 2024.
Gold relocation shifts 86 tonnes to London to boost liquidity
De Nederlandsche Bank has relocated 86 tonnes of gold reserves from North America to London between March and August 2026.
ESG disclosure improves funding terms despite regulatory costs
A systematic review of 99 European studies by De Nederlandsche Bank finds that ESG disclosures generally improve access to capital and lower borrowing costs.
Rising energy costs lift retail prices before reaching wages
De Nederlandsche Bank reported that rising energy prices filter into corporate prices before affecting wages.
Dutch household stock portfolios rise record 12 percent in Q2
Total portfolio investments of Dutch households expanded by 12 percent to €234.2 billion in the second quarter of 2026, marking the fastest quarterly growth since tracking began in 2018.
Trading book boundary enforcement paused until 2029
De Nederlandsche Bank has extended its non-enforcement period for market risk boundary provisions between the banking book and trading book until December 31, 2029.