European Central Bank
ECB
Press
Euro area banks tighten credit standards, household loan demand falls
Euro area banks reported a moderate net tightening of credit standards for firms and households in Q2 2026, according to the July 2026 bank lending survey.
Focus
ECB
Data
ECB survey details enterprise finance for Q2 2026
The European Central Bank has released comprehensive details for its Survey on the Access to Finance of Enterprises (SAFE) for the second quarter of 2026.
ECB
Press
Firms report tighter lending, stable inflation expectations
Euro area firms reported a strong net increase in bank loan interest rates and other financing costs in Q2 2026.
Latest
ECB
Speech
Cipollone: Digital euro strengthens banks, ensures sovereignty
Piero Cipollone, Member of the Executive Board of the European Central Bank, highlighted the digital euro's potential to strengthen banks' customer relationships and ensure European payment sovereignty.
ECB
Paper
Depositor shifts boost bank market power, curb rate pass-through
An ECB working paper finds that rate-sensitive depositors increasingly switched to higher-yielding products between 2007 and 2024.
ECB
Paper
CESEE bank branch network shrinks over 30 percent by 2021
An ECB Working Paper reveals that bank branch networks in ten Central, Eastern, and Southeastern European (CESEE) countries declined by over 30 percent between 2013 and 2021.
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ECB
Decoder
Trade tensions reduce bank loan supply, dampen demand
Euro area banks have adjusted their lending policies in response to rising global trade tensions since 2025.
ECB
Speech
Digital euro vote secures privacy, strengthens EU autonomy
Piero Cipollone, Member of the Executive Board of the European Central Bank, discussed the European Parliament's strong endorsement of the digital euro.
ECB
Paper
Geoeconomic power shift fragments trade, EU must adapt
An ECB discussion paper argues that a gradual shift in geoeconomic power from the United States to China is driving fragmentation in world trade.
ECB
Paper
Tariffs shift burden, networks amplify trade war spillovers
An ECB working paper finds that a US-China tariff war generates asymmetric economic incidence, with the targeted country facing larger output contractions.
ECB
Press
36 PSPs selected for digital euro pilot
The European Central Bank has selected 36 payment service providers from across the euro area to participate in the digital euro pilot.
ECB
Speech
Digital euro advances, issuance decision by year-end
ECB Executive Board Member Piero Cipollone stated that the digital euro project is advancing, with the European Parliament's recent approval marking a significant milestone.