Banco de España
BDENews
Madrid's IES Ortega y Gasset wins Generación €uro competition
The student team from IES Ortega y Gasset in Madrid has won the 15th edition of the Generación €uro Competition.
Focus
BDEPaper
Spanish household finances in 2024: income, assets, debt
The Bank of Spain's 2024 Survey of Household Finances details the financial situation of Spanish households at year-end.
BDESpeech
Spanish household income up, wealth distribution shifts
The Banco de España (BDE) presented the main results of its 2024 Household Finance Survey (EFF).
Latest
BDEData
Spanish household income median up 3.8% annually, wealth lags
The Banco de España's 2024 Household Financial Survey (EFF) reveals that median household income in Spain grew by 3.8 percent annually between 2021 and 2023, surpassing 2001 levels.
BDESpeech
Escrivá: Scenarios crucial for monetary policy in uncertain world
José Luis Escrivá, Governor of the Banco de España, discussed the challenges facing central banks, emphasizing the role of scenarios in navigating monetary policy under high uncertainty.
BDESpeech
Deputy Governor assesses geopolitical, banking risks
The Banco de España Deputy Governor assessed the geopolitical situation and its impact on the banking sector on April 15, 2026.
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BDEPaper
Spanish market unity law shows limited aggregate impact
A Banco de España paper analyzes Spain's Law 20/2013 on market unity, which allows economic operators to challenge unjustified regulatory barriers.
BDENews
Patent microdata now accessible for researchers
The Banco de España and the Spanish Patent and Trademark Office (OEPM) have signed an agreement to provide researchers with granular data on patent and utility model applications.
BDENews
Spanish household and corporate debt hits 25-year lows
Spanish household and corporate debt declined to 42.8% and 62.6% of GDP respectively in 2025, reaching their lowest levels since 1999 and 2001.
BDENews
Banco de España updates good practices for vulnerable clients and consumer loans
The Banco de España has updated its Compendium of Good Practices, introducing new criteria for the treatment of people with disabilities, consumer loans, and procedures following a client's death.
BDEPaper
Firms' inflation expectations enhance real-time core inflation forecasting
A Banco de España working paper finds that models incorporating households' and services firms' inflation expectations significantly improve real-time core inflation forecasting.
BDENews
Spanish banks consolidate strong financial health across key metrics in Q4 2025
Spanish credit institutions significantly strengthened their position in solvency, liquidity, profitability, and asset quality during the fourth quarter of 2025.