Banco de España
BDENews
Credit supply tightens, demand falls in Q2 2026
The Banco de España reports that credit supply tightened across most segments in the second quarter of 2026, while loan demand continued to decline for businesses and housing.
Focus
BDEPaper
Low emission zones cut PM2.5 by 4 percent, spillovers confirmed
A Banco de España working paper finds that low emission zones reduce fine particulate matter exposure by approximately 4 percent within designated areas across 33 European countries.
BDEPaper
Spain's Credit Register sees record access, rising risk
The Banco de España's Credit Register (CIR) recorded a surge in citizen access requests and an overall increase in operations and total risk volume in 2025.
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BDENews
Banco de España joins digital euro pilot with two Spanish PSPs
The Banco de España will participate in the digital euro pilot alongside the European Central Bank and 18 other Eurosystem national central banks.
BDESpeech
Economic journalism vital for trust in digital age
Soledad Núñez, Deputy Governor of the Bank of Spain, emphasized the critical role of economic journalism in fostering public trust.
BDESpeech
Escrivá: Productivity, financing key for Spain's growth
Banco de España Governor José Luis Escrivá presented Chapter 3 of the Annual Report 2025 on July 9, 2026.
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BDENews
Banco de España reintroduces financial statistics
The Banco de España has reintroduced previously discontinued statistics on financial corporations.
BDENews
Household, corporate debt at historical lows in Q1 2026
The Bank of Spain reported that household and corporate debt reached historical lows in the first quarter of 2026.
BDEPaper
Fixed-rate loans amplify monetary policy impact on bank lending
A Banco de España working paper finds that heterogeneity in banks' interest-rate risk exposure significantly shapes monetary policy transmission.
BDEDecoder
Banco de España strengthens LatAm ties with new forum
The Banco de España has launched the LatAm Economic Forum, a new strategic initiative to deepen its engagement with Latin American economies and central banks.
BDEPaper
eInvoicing reshapes credit markets with uneven borrower effects
A new Banco de España working paper documents how electronic invoicing (eInvoicing) reshapes credit markets, leading to credit reallocation and changes in lending costs.
BDENews
Spanish banks post record solvency, profitability and asset quality
Credit institutions operating in Spain reached new highs in solvency, profitability, and asset quality at the start of 2026.