Banco de España
Escrivá: Scenarios crucial for monetary policy in uncertain world
José Luis Escrivá, Governor of the Banco de España, discussed the challenges facing central banks, emphasizing the role of scenarios in navigating monetary policy under high uncertainty.
Focus
Deputy Governor assesses geopolitical, banking risks
The Banco de España Deputy Governor assessed the geopolitical situation and its impact on the banking sector on April 15, 2026.
Spanish market unity law shows limited aggregate impact
A Banco de España paper analyzes Spain's Law 20/2013 on market unity, which allows economic operators to challenge unjustified regulatory barriers.
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Patent microdata now accessible for researchers
The Banco de España and the Spanish Patent and Trademark Office (OEPM) have signed an agreement to provide researchers with granular data on patent and utility model applications.
Spanish household and corporate debt hits 25-year lows
Spanish household and corporate debt declined to 42.8% and 62.6% of GDP respectively in 2025, reaching their lowest levels since 1999 and 2001.
Banco de España updates good practices for vulnerable clients and consumer loans
The Banco de España has updated its Compendium of Good Practices, introducing new criteria for the treatment of people with disabilities, consumer loans, and procedures following a client's death.
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Firms' inflation expectations enhance real-time core inflation forecasting
A Banco de España working paper finds that models incorporating households' and services firms' inflation expectations significantly improve real-time core inflation forecasting.
Spanish banks consolidate strong financial health across key metrics in Q4 2025
Spanish credit institutions significantly strengthened their position in solvency, liquidity, profitability, and asset quality during the fourth quarter of 2025.
Banco de España strengthens public trust, financial stability, and digital euro
The Banco de España's 2025 Institutional Report details its efforts to enhance transparency, strengthen financial stability, and advance key initiatives like the digital euro.
Redesigned Institutional Report 2025 boosts Banco de España transparency
The Banco de España has published its redesigned Institutional Report 2025, a key tool for public accountability.
ESRB warns of elevated systemic risks from Middle East conflict
The European Systemic Risk Board (ESRB) reported that financial stability risks in the EU have increased, primarily due to the escalating Middle East conflict.
Spain's government debt falls to 100.7 percent of GDP
Spain's general government debt decreased to 100.7 percent of GDP at the end of 2025, marking its lowest level since 2020.